We are well into July now and that means, if you are self-employed, your tax filing deadline has passed. If you filed on time, great, you’re set for another year. However, if you’ve yet to file, for whatever reason, you may be facing some...
If you owe money to the Canada Revenue Agency (CRA), you can be sure that the next few months will find you dealing with various attempts to collect. The CRA is quite aggressive when it comes to collecting a tax debt, and waiting for you to...
While bankruptcies and consumer proposals are two common practices for Canadians looking to deal with problematic debts, they can also be somewhat confusing or misunderstood. One of the most common misconceptions comes with regard to who a...
Happy 150th Birthday Canada! Enjoy the Canada Day celebrations with family and friends, check out some fireworks and fill up on some great food! All the best on this momentous national occasion!
Bankruptcy has, for decades, proven to be an incredibly important resource for those Canadians struggling to meet their monthly obligations, and for good reason. It provides a fresh start when things have become too difficult to handle...
캐나다 국세청 (Canada Revenue Agency)에 갚아야 할 빚이 있을 경우 그것은 일반적인 채권자에게 상환하는 것과는 매우 다르긴 하지만 동시에 아주 흡사하기도 합니다. 은행과 같은 일반적인 채권자가 실제로 부채를 회수하기 위한 조치를 취할 수 있는 것처럼, CRA도 그와같은 조치를 취할 수 있지만 CRA는 채권 추심을 위하여 그와 동일한 방법을 따를 필요는 없습니다. 일반적인 채권 추심 회사는
우리는 가끔씩 재정적인 문제의 해결을 염두해 두고 파산과 개인 회생의 차이점에 대해 질문하시는 고객분들이 만나게 됩니다. 감당할 수 없게 된 부채를 해결하려 할 때 이 두 가지 프로그램 모두는 매우 가치있는 제도이지만, 이 둘 사이에는 중요하고 명확한 차이점이 있습니다. 오늘은 이 둘의 차이점에 대하여 다루어 보려고 합니다. 개인 회생이란 무엇인가요? 개인 회생 (consumer proposal)은 채무자가
With the tax season behind us, those sitting with tax debts may be concerned about payment plans and what actions the Canada Revenue Agency might take to obtain money owed. A CRA wage garnishment is a very common form of enforcement action. If...
Consumer Proposal 101 – How Much is Enough Debt to Warrant a Consumer Proposal? For those struggling with debt, a consumer proposal represents a very valuable debt solution. If you’ve been thinking about taking advantage of such a solution...
When you’ve studied tirelessly and spent years working towards that well-earned degree or diploma, the last thing you want to think about once you graduate is the debt that accumulated in your quest to obtain it. Unfortunately, student loans...
Summer is fast approaching and that means it is time to start planning those family activities and adventures. Yes, we know the summer can become really expensive, really quickly, when you add up all the things you want to do. If you’re...
We often have clients call us, when debt becomes unmanageable, asking if a creditor will actually sue if you default on a debt. While it may seem unlikely, it is, unfortunately, very common. A creditor may sue you themselves, hire a paralegal...