Be in the Know: Checking and Understanding Your Credit Score

No matter the state of your finances, understanding your credit score is a very important part of keeping financially fit. This is especially important when you are dealing with debt or attempting to rebuild credit.  Not knowing what certain...

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Debt Consolidation Through Mortgage Refinancing – The Right Choice for You?

With the consumer debt levels in Canada reaching all-time highs over the last few years, money (or perhaps a lack of money) has been a common topic of conversation. As a result, debt relief is also a common subject, and it seems that no matter...

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Bankruptcy Trustee – Recognizing their Role

If you are drowning in debt and having trouble making even the minimum payment on any of your cards – or worse, not making them – it might be time to admit that you have a debt problem. Ignoring this problem will only end up making...

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Prepare for the Coming Holidays with a Debt Reduction Plan that Works!

With the holidays quickly approaching, the dollar signs may quickly begin to add up – this time of year never fails to leave the wallet feeling just a tad lighter. When you are in debt, the excitement brought on by this time of year can...

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How Investment Advisors Can Better Protect Clients’ Portfolios in a Consumer Proposal

When we think about making investments there are so many products to choose from. Whole life insurance, segregated funds, TFSA’s, RIF’s, mutual funds and more… Financial and Investment advisors representing clients considering investments know...

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Beware of Imitations – Debt Consolidation Companies and You

It is very common, no matter where you go, to hear commercials or radio ads talking to you about debt. With consumer debt levels as high as they are in Canada, it comes as no surprise that many Canadians are looking for a way to help ease...

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BOO! Don’t Let Your Consumer Debt Scare You – Fix It!

This time of year it is hard not to find yourself celebrating the scary season, whatever that may involve. However, the scare factor should have everything to do with ghouls and goblins – but nothing to do with your consumer debt. If your debt...

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School For Debt Relief #3: Rebuilding Credit

The beginning of the school year is behind us; students have settled in and teachers have found their groove. This final blog in our school for debt relief series will help get you back on track for the rest of the school year. Once you have...

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School for Debt Relief #2: Bankruptcy vs. Consumer Proposal

This week we are back in the classroom with the second blog in our school for debt relief series, this time to talk about the difference between a bankruptcy and a consumer proposal. These are two very popular forms of debt relief, but before...

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School for Debt Relief #1: Harassing Collection Calls? Know Your Rights

With September behind us, and the school year in full swing, it is the perfect opportunity to take some time for yourself. So, what better time to give yourself a new start than right now? If you are in debt, this school for debt relief blog...

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Personal Financial Improvement: How to Rebuild Credit in 3 Simple Steps

Getting into debt is often very easy, and when that debt gets out of control it can be much harder to get out. The consequences of debt, especially when those debt responsibilities are not being met, can be devastating. Getting financing for a...

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Mortgage Refinancing: A Viable Debt Solution?

Debt in Canada has become a major problem for many individuals. The ease with which credit is granted by many credit companies sometimes makes it tough to avoid temptation, but the aftereffects can be distressing, especially if it gets to the...

Posted | by |in Blog, Debt Solutions, Mortgage Refinancing