Blog - Page 31 of 50 - debtcare.ca

Tips for Dealing with Debt Over the Holiday Season

mgoldenberg@debtcare.ca December 2, 2014 No Comments

The holidays should be time to relax, enjoy time with family and friends, and eat far too much delicious food – but for far too many of us, this time of year is also accompanied by a biting anxiety when you think about the amount of money being spent. For those individuals with debt, holiday spending can be a major stress inducer – so we’ve developed a list of easy

Getting Back in The Black: Credit Card Debt

mgoldenberg@debtcare.ca November 25, 2014 No Comments

Credit card debt – the giant elephant in the room that sometimes you don’t even want to acknowledge, let alone discuss with anyone else. We all know that sometimes it gets to the point that ignoring this monetary mountain seems like the only way to preserve your sanity – but if you’ve reached this point we urge you to reconsider! In this case, the phrase ignorance is bliss could never

Educating Yourself on Dealing with Divorce Debt

mgoldenberg@debtcare.ca November 18, 2014 No Comments

It is common knowledge that when a marriage ends, finances often need a complete overhaul, and significant debt is often a product of splitting assets and building a new life. Dealing with divorce debt can sometimes be incredibly difficult, especially when it is coupled with the emotional turmoil that often accompanies the dissolution of a marriage. That being said, the best way to move forwards is to deal with those

Knowledge is Power – Changes to Your Equifax Credit Report Part 2

mgoldenberg@debtcare.ca November 11, 2014 No Comments

So, you’ve reviewed part 1 of this blog series and you have gained a better understanding of the elements of your credit report and what lenders are looking for. But wait – there is more to just understanding those elements – now there are new things that are reporting to your credit report that were not included in the past. In the past, primarily loans, credit cards and lines of

Knowledge is Power: Changes to Your Equifax Credit Report Part 1

mgoldenberg@debtcare.ca November 4, 2014 No Comments

In this day and age your credit report really matters! Where in the past, generally speaking, only lenders would ask to see your credit, now employers, insurance companies, even gyms ask to see your credit report before extending services/credit. The slightest blip on your credit report can even impact your ability to rent an apartment – never mind buying a house. Understanding the basic fundamentals of your credit report is

Getting Out of Debt – Halloween Horror Stories to Learn From

mgoldenberg@debtcare.ca October 28, 2014 No Comments

No matter how you slice it, debt is a scary thing, especially when those phone calls start coming in from creditors threatening to take action in order to obtain what they are owed. In the spirit of the season, we thought we’d share some truly terrifying getting out of debt horror stories in the hopes that you can learn from other people’s mistakes and keep yourself protected!! Scenario #1: One

Ontario Consumer Proposal – The Ins and Outs

mgoldenberg@debtcare.ca October 20, 2014 No Comments

With Canadian consumer debt levels continuing to climb, year after year, it is no surprise that many Canadians are turning to alternative repayment methods in an effort to get out of debt. However, some organizations have taken advantage of individuals without a full understanding of debt, and offer solutions that are less than acceptable. We strive to help individuals with debt problems with honest and realistic options that can eliminate

Making Your House Work For You: Mortgage Refinancing to Get Out of Debt

mgoldenberg@debtcare.ca October 15, 2014 No Comments

Debt: that one little word that elicits a number of intense feelings, usually all of which are negative. Debt is a fact of life, and unless you have been incredibly financially savvy and have managed to curb any spending that is outside your monthly intake, you are likely in some sort of debt. This may be manageable (automotive financing or a mortgage) or it could be overwhelming (numerous credit cards,

In The News: Canadian Consumer Debt

mgoldenberg@debtcare.ca October 7, 2014 No Comments

No matter your situation, debt is likely something that you tackle on a regular basis. This may mean paying bills on time or, if the situation is a little more precarious, deciding which bills you are able to pay on time and which ones can wait. But debt, for the majority of Canadians, is a fact of life: Canadian consumer debt is often unavoidable. Check out this recent article from

Back to School Debt Series: Planning Your Child’s Education Savings Plan

mgoldenberg@debtcare.ca September 30, 2014 No Comments

So far this month as part of our back to school debt series we’ve offered advice to parents of school-aged children and young adults heading to university and college – but what about parents (or even grandparents) of little ones looking towards the future? This week we’ve got you covered with some information on the benefits of an education savings plan for the future. It is no secret that tuition

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