Blog - Page 33 of 50 - debtcare.ca

Wallet-Friendly Summer Fun Ideas – Don’t Get Caught Drowning in Debt

mgoldenberg@debtcare.ca July 15, 2014 No Comments

Any parent knows that once school is out, the kids are itching for some fun outside of the classroom. For many, this means summer camps or family vacations, but if you are drowning in debt, the thought of shelling out all that extra dough just to keep the kids entertained may be a bit more daunting than you’d like. With that in mind, check out this list of wallet-friendly summer

DebtCare’s Financial and Debt Expert Sara Mitchell Interviewed on CFRB 1010 by Tim Hudak

mgoldenberg@debtcare.ca July 10, 2014 No Comments

Sara Mitchell, financial and debt expert at DebtCare Canada, was interviewed on CFRB 1010 by Ontario’s PC leader Tim Hudak about the implication of debt on Canadian families and solutions for overcoming it. If you are in a financial crisis, feel free to reach out to Sara or the DebtCare team at www.debtcare.ca or by calling 888-868-1400.

Not So Happy Canada Day When it Comes to Canadian Consumer Debt According to Yahoo Finance

mgoldenberg@debtcare.ca July 8, 2014 No Comments

Last week we celebrated Canada Day and that means that half of 2014 is officially over. Just like New Year’s Day, this holiday often leads people to think back on the past 6 months – have you evaluated your current debt load? Well, if you haven’t, Yahoo Finance has, and has discovered just how much Canadian consumer debt is impacting the nation’s economy. Check out this recent release from Yahoo

Why You should Never Go to a Bankruptcy Trustee in Ontario Without Representation

mgoldenberg@debtcare.ca June 24, 2014 No Comments

A bankruptcy trustee is a court appointed officer. Their job is to administer bankruptcies and consumer proposals in Canada – and they do this by representing both you and your creditors. This means that they are expected to get as much as possible from you for your creditors. Take a look at the typical process and you will see how people get themselves in trouble: A trustee advertises a financial

Self Employed? Is a CRA Garnishment Going to Your Clients?

mgoldenberg@debtcare.ca June 17, 2014 No Comments

Anyone who is self-employed knows the many challenges that come with owning a business – and one of the greatest is dealing with the many complexities that come with the intricate tax process in Canada. Because of these complexities, many self-employed individuals find themselves owing money to the Canada Revenue Agency (CRA), for numerous reasons, and if unable to pay, face strict enforcement actions as a result. One of the

Will a Consumer Proposal Ruin my Credit?

mgoldenberg@debtcare.ca June 10, 2014 No Comments

Many of us have been there – finances are tight, and even making the minimum payments on your credit products has become difficult. Maybe you are opting to make payments on one card each month, or are continually increasing your available limit just to be able to keep your head above water. Whatever the situation, know that there are solutions, one of which is the consumer proposal. Maybe you have

채무조정의 장점과 단점- 채무해결의 다양한 방법

mgoldenberg@debtcare.ca June 3, 2014 No Comments

채무조정에는 많은 장점과 단점들이 존재합니다. 여러 종류의 채무조정은 여러분의 신용(credit)과 예산에 의해 다른 영향을 받게 됩니다. 오직 노련한 재정 컨설턴트에게만 모든 종류의 채무 조정을 검토하고 그것들의 장단점을 평가할 수 있는 적합한 자질이 있습니다. 이 포스트는 채무 조정을 생각하는 여러분에게 그에 관한 여러 방면의 통찰력을 제공 할 것입니다. 채무 통합은 여러분의 빚을 해결하는 방법 중 하나 입니다; 여기에는 여러 유형의 채무 통합이 있고 서로 다른 결과를 얻게 될 것입니다. 만일 여러분이 좋은 신용 및 가처분 소득을 많이 가지고 있지만, 최근에 여러 개의 신용 카드로 인하여 채무를 지니게 된 경우에는 낮은 금리의 신용대출(line of credit) 좋은 선택지입니다. 낮은 금리의 신용대출(line of credit)을 사용하여 적은 금액의 카드 채무를 통합 할 수 있습니다. 장점: 낮은 금리와 부채통합 , 단점 : 너무

The Challenges of Dealing with Debt Through a Divorce

mgoldenberg@debtcare.ca June 2, 2014 No Comments

In Canada, divorce is one of the biggest causes of debt, and debt is one of the biggest causes of divorce. No matter how you look at it, financial strain wreaks havoc on your life in a number of different ways. When you separate, and go from a 2 income household to a 1 income household, it can become incredibly difficult to navigate this change in your financial situation. Maintaining

비지니스 소유자의 개인 신용 사용과 재정문제의 관계

mgoldenberg@debtcare.ca May 30, 2014 No Comments

온타리오주의 개인 가계 부채는 지난 10년동안 꾸준히 증가하고 있습니다. 2008년의 경기침체는 많은 사람들에게 좋은 연금을 받기 위하여 자신들의 삶을 회사에 헌신하는 것이 더이상 안전한 옵션이 아니라는 것을 증명하였습니다. 대부분의 회사는 직업 안정성이 그다지 높지 않습니다.; 이러한 이유로 많은 사람들이 자신의 사업을 시작하게 되었고 스몰 비지니스의 수를 증가시키게 되었습니다. 개인 채무에 관한 이야기로 이 글을 시작하는 이유는 대부분의 경우 스몰 비지니스 소유자가 그들의 개인적인 신용을 가지고서 그들의 꿈인 스몰 비지니스의 재정

Is Credit Counselling in Canada a Debt Consolidation?

mgoldenberg@debtcare.ca May 26, 2014 No Comments

We have all heard the commercials on the radio and television talking about debt consolidations and credit counselling. When you have a debt that is becoming increasingly difficult to pay, these may seem incredibly enticing – but it can be difficult to know what each one means, or if they are in fact even different. So, is credit counselling in Canada the same as debt consolidation, and if not, what

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