Tips for Dealing with Debt Over the Holiday Season
The holidays should be time to relax, enjoy time with family and friends, and eat far too much delicious food – but for far too many of us, this time of year is also accompanied by a biting anxiety when you think about the amount of money being spent. For those individuals with debt, holiday […]
Getting Back in The Black: Credit Card Debt
Credit card debt – the giant elephant in the room that sometimes you don’t even want to acknowledge, let alone discuss with anyone else. We all know that sometimes it gets to the point that ignoring this monetary mountain seems like the only way to preserve your sanity – but if you’ve reached this point […]
Educating Yourself on Dealing with Divorce Debt
It is common knowledge that when a marriage ends, finances often need a complete overhaul, and significant debt is often a product of splitting assets and building a new life. Dealing with divorce debt can sometimes be incredibly difficult, especially when it is coupled with the emotional turmoil that often accompanies the dissolution of a […]
Knowledge is Power – Changes to Your Equifax Credit Report Part 2
So, you’ve reviewed part 1 of this blog series and you have gained a better understanding of the elements of your credit report and what lenders are looking for. But wait – there is more to just understanding those elements – now there are new things that are reporting to your credit report that were […]
Knowledge is Power: Changes to Your Equifax Credit Report Part 1
In this day and age your credit report really matters! Where in the past, generally speaking, only lenders would ask to see your credit, now employers, insurance companies, even gyms ask to see your credit report before extending services/credit. The slightest blip on your credit report can even impact your ability to rent an apartment […]
Getting Out of Debt – Halloween Horror Stories to Learn From
No matter how you slice it, debt is a scary thing, especially when those phone calls start coming in from creditors threatening to take action in order to obtain what they are owed. In the spirit of the season, we thought we’d share some truly terrifying getting out of debt horror stories in the hopes […]
Ontario Consumer Proposal – The Ins and Outs
With Canadian consumer debt levels continuing to climb, year after year, it is no surprise that many Canadians are turning to alternative repayment methods in an effort to get out of debt. However, some organizations have taken advantage of individuals without a full understanding of debt, and offer solutions that are less than acceptable. We […]
Making Your House Work For You: Mortgage Refinancing to Get Out of Debt
Debt: that one little word that elicits a number of intense feelings, usually all of which are negative. Debt is a fact of life, and unless you have been incredibly financially savvy and have managed to curb any spending that is outside your monthly intake, you are likely in some sort of debt. This may […]
In The News: Canadian Consumer Debt
No matter your situation, debt is likely something that you tackle on a regular basis. This may mean paying bills on time or, if the situation is a little more precarious, deciding which bills you are able to pay on time and which ones can wait. But debt, for the majority of Canadians, is a […]
Back to School Debt Series: Planning Your Child’s Education Savings Plan
So far this month as part of our back to school debt series we’ve offered advice to parents of school-aged children and young adults heading to university and college – but what about parents (or even grandparents) of little ones looking towards the future? This week we’ve got you covered with some information on the […]