Debt Relief 101: Refinance Your Mortgage to Consolidate Debt
When your debt begins to climb at a rate that seems to be spiraling out of control, or if you are just tired of shelling out money without seeing totals decrease, it might be time to consider a different approach. Making minimum monthly payments is not actually going to get you out of debt – […]
Get Out of Debt: Five Easy Steps to Get You Started
We’ve all heard that myth that dreaming about your teeth falling out means you’re worried about money – but what if Mr. Sandman leaves you checking your teeth every single morning? If money is all you can think about, it might be time to make some changes. Want to get out of debt but just […]
Helping Out – Finding the Right Debt Management Firm
No matter how you look at it, debt is never something that anyone wants to deal with – both having it and getting rid of it – but it is a reality for the majority of the population. That being said, some individuals are able to conquer their debt problems on their own, eliminating the […]
Statistics Canada: Report on Current Canadian Consumer Debt Levels
Statistics Canada released its latest report on figures regarding personal wealth and debt levels recently, and the numbers are not as promising as some financial experts would like – in many cases they are actually worse. What are these numbers, and what do they tell us about Canadian consumer debt levels? By the end of […]
Personal Debt Management – How You Can Regain Control of Your Finances
Even as the Canadian economy stabilizes, many Canadians continue to find themselves dealing with the difficulties brought on over the past few years. Debt has become, or rather continues to be, a major stressor for countless individuals. Although some Canadians have been able, over the past year, to climb out of that financial black hole, […]
Canadian Consumer Debt – How Do You Measure Up?
Check out this great infographic from Royal Bank regarding consumer debt in Canada. Where do you stand?
New Year, New Plan – Start by Getting Out of Debt!
Happy New Year Everyone! Time to get those resolutions started – and for many of us this means getting out of debt! With holiday shopping out of the way (and the subsequent credit card bills screaming at us from the mailbox), you can actually get down to business and rein in that spending. This year, […]
Investment Advisors: Keep Clients’ Investments Protected with a Debt Management Company
As a financial or investment advisor your clients look to you for protection: to protect their family in the event of a death, to protect their wealth, to protect themselves when the time comes to retire and more… You are often the first person that a client will turn to in good times and bad. […]
Don’t Be Fooled: The Truth About Pay Day Loans
In the world of credit, a payday loan has become an increasingly popular form of financial funding. The ease with which they can be obtained makes them seem attractive to many who need quick cash. The ability to walk into a payday loan location and walk out with cash can be very tempting – but […]
Be in the Know: Checking and Understanding Your Credit Score
No matter the state of your finances, understanding your credit score is a very important part of keeping financially fit. This is especially important when you are dealing with debt or attempting to rebuild credit. Not knowing what certain aspects of your credit score represent can lead to trouble acquiring credit products, or errors not […]