Wage Garnishment 101 – Know Your Rights and Options
If you’ve received a wage garnishment, you might be feeling scared and confused. You need to know how to stop it — and fast. But that’s not always easy to do. There are different types of wage garnishments — and each one has different options to deal with it. To stay protected and even stop […]
Can a Collection Agency Issue a Wage Garnishment?
It is a very common scenario: you’re aware of the existence of a bad debt, but with no means to pay the debt, you instead choose to ignore the calls and notices and hope that you can eventually amass the funds to pay it in full – or just hope that it will eventually go […]
Financial Focus: Wage Garnishments in Ontario
Nothing is worse than getting your wages garnished, and it seems as though this is happening with increased frequency – many Canadian individuals are facing wage garnishments in Ontario as a result of debts in collections, CRA tax debts, or Family Responsibility. No matter how you slice it, wage garnishments are brutal, and carry with […]
You Can Stop a Wage Garnishment in Ontario – Here Are Your Options!
Wage garnishments impact thousands of people every day – and can come as a most unpleasant surprise for those individuals. Beyond the financial implications, a wage garnishment in Ontario can have serious consequences in other areas of your life. For example, if you work for someone else, once that individual receives a Notice of Garnishment […]
Can a Collection Agency Garnish my Wages?
No one wants to be unable to pay their bills. For most it is devastating to reach a point where you simply can’t afford your obligations to a creditor, causing you to default and forcing your creditor to assign your account to third party collections. When the collectors start calling they mean business. They have […]
So You Have Filed Your Income Taxes and You Owe – Now What?
So you’ve made it through income tax time but you know you are going to owe – now what? Your first step is going to be to take a good hard look at your budget. CRA will want to be paid in full so that should be your first goal. If this goal is unattainable, […]
Garnishment of Wages Blog Series Part 1 of 3 – What is a Wage Garnishment?
A garnishment of wages is one of the most common and effective enforcement methods used to collect money through the Small Claims Court by the Canada Revenue Agency, O.S.A.P, and Family Responsibility. A garnishment of wages occurs when you have defaulted on a debt and the party you owe money to serves your employer with […]