Step 1 – Free Consultation

If you qualify, we will schedule a free consultation where an assessment will be done and all the details will be explained. Our counsellor will use the information that you have provided and present you all of your options and discuss the various strategies within those options.

Step 2 – Application & Review

After being presented with all of your options, you and your consultant will decide on the Government program that best suits your situation and discuss your move forward strategy. After together reviewing these options an application is filled out and within 5 days a meeting is set up for your approval to your program of choice.

Step 3 – Confirmation & Acceptance

Your consultant will set up an appointment with a Court Officer in our DebtCare office, where we will represent you and present the Government program you have chosen to the Court Officer and confirm your approval. Your consultant will work on your behalf to negotiate the terms of your program with the Court Officer to ensure that it best suits your budget.