Home / DebtCare Canada Can Help With Your Wage...

DebtCare Canada Can Help With Your Wage Garnishment

We Specialize in Stopping or Preventing Wage Garnishments

The DebtCare Team are Garnishment Specialists.

Read our blogs on stopping wage garnishments.

Don’t wait. Call today! 1 (855) 813-6058

No privacy? Text “HELP” to 1 (855) 813-6058

STOP MY WAGE GARNISHMENT

Pam Shimmerman

Financial Restructuring Specialist
Senior Legal Counsel
Degree Osgoode Law School
Degree Schulich School of Business
DebtCare Canada Inc.

We Specialize in Stopping or Preventing Wage Garnishments

Do you need help with a wage garnishment?

 

If you find yourself drowning in debt, unable to meet your monthly financial obligations, you may soon find yourself facing a wage garnishment or other enforcement action if you don’t take the appropriate steps to deal with the problem. Being in debt isn’t a great feeling, but it doesn’t mean the situation is hopeless.  

 

Whether you owe a creditor or the CRA, your wages can be garnished. The only major difference between creditor garnishments and CRA garnishments is that a creditor needs to get a court order to garnish your wages and the CRA does not. (The creditor will have to sue you and win his case to get that order.)

 

At that point, the process is fairly simple; once a court order is obtained, a letter is sent to your employer (or your clients if you are self-employed), and they are required by law to take a portion, sometimes up to 50%, and send it to the court.  

 

At DebtCare Canada, we can help you explore your options for stopping a wage garnishment in its tracks. We will look at your credit rating, financial standing, and debt management choices to determine the best plan of action.

 

Contact us today before it’s too late! Text “HELP” to 1 (855) 813-6058 or Call Now.

 

  • How Does the CRA Garnish My Wages? CRA Garnishment

    How Does the CRA Garnish My Wages? CRA Garnishment

    A Canada Revenue Agency, a CRA garnishment is one of the most dreaded forms of collection action – and for good reason. If you’ve found yourself asking, “How does the CRA garnish my wages?” you’ve come to the right place. In a CRA garnishment (called a requirement to pay) the CRA can garnish your employment […]
  • The Only Ways to Stop a Wage Garnishment without Going to Court

    The Only Ways to Stop a Wage Garnishment without Going to Court

    A wage garnishment put in place to repay a creditor can be a terrible thing to deal with. The knowledge that a significant portion of your income is being taken from you before you even see it, money that would usually go towards paying for things you need, can be hard to swallow, and it […]
  • How to Stop a CRA Wage Garnishment

    How to Stop a CRA Wage Garnishment

    You may be surprised to learn how many people have their wages garnished by creditors on a regular basis. This is such a common collection enforcement method, especially when it comes to the Canada Revenue Agency (CRA). We get calls on a regular basis asking about the ways to stop a CRA wage garnishment. This […]
  • Can a Collection Agency Garnish my Wages?

    Can a Collection Agency Garnish my Wages?

    No one wants to be unable to pay their bills. For most it is devastating to reach a point where you simply can’t afford your obligations to a creditor, causing you to default and forcing your creditor to assign your account to third party collections. When the collectors start calling they mean business. They have […]
  • Self Employed?  Is a CRA Garnishment Going to Your Clients?

    Self Employed? Is a CRA Garnishment Going to Your Clients?

    Anyone who is self-employed knows the many challenges that come with owning a business – and one of the greatest is dealing with the many complexities that come with the intricate tax process in Canada. Because of these complexities, many self-employed individuals find themselves owing money to the Canada Revenue Agency (CRA), for numerous reasons, […]
  • Wages Garnished by CRA – Blog Series Part 1

    Wages Garnished by CRA – Blog Series Part 1

    Wage Garnishment Blog Series Part 1 – Wages Garnished by CRA With the advent of May, the personal tax filing deadline is now well behind us, and for many, a sigh of relief can be had. For others however, the passing of the deadline brings with it a whole new set of issues. If, after […]
  • Garnishment of Wages Blog Series Part 1 of 3 – What is a Wage Garnishment?

    Garnishment of Wages Blog Series Part 1 of 3 – What is a Wage Garnishment?

    A garnishment of wages is one of the most common and effective enforcement methods used to collect money through the Small Claims Court by the Canada Revenue Agency, O.S.A.P, and Family Responsibility. A garnishment of wages occurs when you have defaulted on a debt and the party you owe money to serves your employer with […]