Personal Debt Management – How You Can Regain Control of Your Finances
Even as the Canadian economy stabilizes, many Canadians continue to find themselves dealing with the difficulties brought on over the past few years. Debt has become, or rather continues to be, a major stressor for countless individuals. Although some Canadians have been able, over the past year, to climb out of that financial black hole, […]
Canadian Consumer Debt – How Do You Measure Up?
Check out this great infographic from Royal Bank regarding consumer debt in Canada. Where do you stand?
New Year, New Plan – Start by Getting Out of Debt!
Happy New Year Everyone! Time to get those resolutions started – and for many of us this means getting out of debt! With holiday shopping out of the way (and the subsequent credit card bills screaming at us from the mailbox), you can actually get down to business and rein in that spending. This year, […]
Be in the Know: Checking and Understanding Your Credit Score
No matter the state of your finances, understanding your credit score is a very important part of keeping financially fit. This is especially important when you are dealing with debt or attempting to rebuild credit. Not knowing what certain aspects of your credit score represent can lead to trouble acquiring credit products, or errors not […]
Debt Consolidation Through Mortgage Refinancing – The Right Choice for You?
With the consumer debt levels in Canada reaching all-time highs over the last few years, money (or perhaps a lack of money) has been a common topic of conversation. As a result, debt relief is also a common subject, and it seems that no matter where you turn these days, debt reduction is the topic […]
Prepare for the Coming Holidays with a Debt Reduction Plan that Works!
With the holidays quickly approaching, the dollar signs may quickly begin to add up – this time of year never fails to leave the wallet feeling just a tad lighter. When you are in debt, the excitement brought on by this time of year can rapidly be overshadowed by the stress that comes with having […]
How Investment Advisors Can Better Protect Clients’ Portfolios in a Consumer Proposal
When we think about making investments there are so many products to choose from. Whole life insurance, segregated funds, TFSA’s, RIF’s, mutual funds and more… Financial and Investment advisors representing clients considering investments know that they are entrusting them to help them best gain a positive yield, balance risk and also consider their long term […]
Beware of Imitations – Debt Consolidation Companies and You
It is very common, no matter where you go, to hear commercials or radio ads talking to you about debt. With consumer debt levels as high as they are in Canada, it comes as no surprise that many Canadians are looking for a way to help ease their financial worries by getting rid of some […]
BOO! Don’t Let Your Consumer Debt Scare You – Fix It!
This time of year it is hard not to find yourself celebrating the scary season, whatever that may involve. However, the scare factor should have everything to do with ghouls and goblins – but nothing to do with your consumer debt. If your debt scares you – no matter what time of year it is […]
School For Debt Relief #3: Rebuilding Credit
The beginning of the school year is behind us; students have settled in and teachers have found their groove. This final blog in our school for debt relief series will help get you back on track for the rest of the school year. Once you have worked out your debt repayment plan, stopped the collection […]