The Complete Guide to Credit Repair for Real Estate Investors

The importance of a good credit score should never be overlooked or taken lightly. This is more trying for real estate investors. A high credit score means better offers, deals, and money-saving options, which would provide a real estate...

Posted | by |in Applications for Credit, Bad Credit, Blog, Credit Repair, Credit Report, Credit Report Errors, Credit Score

Rebuild Your Credit in 2020 Using These Simple Steps

Happy 2020! We’re just over a month into the new year. How are your resolutions going? If you’re anything like the majority of Canadians, they might have fallen by the wayside… A 2018 survey from Strava found that most New Year’s resolutions...

Posted | by |in Blog, Credit Counselling, Credit Repair, Credit Report, Deal with Debt, DebtCare, DebtCare Canada, Get Out of Debt, How Can I Fix My Credit, How To Rebuild Credit, Rebuild Your Credit, Rebuilding Bad Credit, Rebuilding Credit

12 Days of Christmas – How to Rebuild Your Credit and Finances DebtCare Style

The holiday season is upon us, and in the spirit of the season we’ve created our very own version of the 12 Days of Christmas, based on how to rebuild your credit – with Mr. Ebenezer Scrooge as the gift-giver (after all, who better to...

Posted | by |in Blog, Debt Consultants, How To Rebuild Credit, Rebuilding Credit, Repairing Bad Credit

Dealing with Collection Agencies: Harassment and The Collection Agencies Act

In Canada, if you have a debt that goes into default, your creditor can assign your debt to a collection agency to be collected. The collection agency will then attempt to collect the debt from you. They will do this by calling you, sending...

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Stopping Collection Action before the Holidays

The holidays should be a time for joy and family, not a time to be stressed out about your finances and trying to deal with bill collectors. Bill collectors are employees of collection agencies, and it doesn’t matter to them what time of the...

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Debt Relief in Canada Blog Series Part 3 – Are There Consequences to Filing for Bankruptcy?

There are many options for debt relief in Canada, and one of the most common is bankruptcy. If you have financial problems, bankruptcy may seem like a scary option because of the consequences that many people associate with filing for...

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Debt Relief in Canada Blog Series Part 1 – Is a Consumer Proposal the Answer?

Debt relief in Canada is a subject that is constantly in the news for many reasons, whether it is the government reporting on the fact that Canadians are carrying historically high levels of debt, reporting on debt reduction companies and what...

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How to Rebuild Your Credit Blog Series – Part 4 Having Too Many Credit Products and Too Much Debt

This is the fourth blog in a 4 part blog series about how to rebuild your credit. When you accumulate too much debt or have too many credit products, this can harm your credit. Credit card companies are aggressive, using marketing points...

Posted | by |in Applications for Credit, Articles, Blog, Budgeting, Credit Card Debt, Credit Card Debt Settlement, Deal with Debt, Dealing With Debt, Debt Consultants, Debt Settlement, Federal Government Programs, Financial Consultants, Having Too Many Credit Products, How to Rebuild Your Credit, Money Management, Rebuild Your Credit, Too Much Debt

How to Rebuild Your Credit Blog Series – Part 3 Credit Balances That Are At, Close to, or Over

This is the third part in a four part blog series about how to rebuild your credit. Learning how to rebuild your credit begins with learning how to manage it. One major impact to your credit score is when you have credit card products that are...

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How to Rebuild Your Credit Blog Series – Part 2 Late Payments and Defaults to Creditors

This is the second part in a four part blog series about how to rebuild your credit. If you have made late payments on your credit card or have defaulted on debts to creditors this will have a severe impact on your credit that will not resolve...

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How to Rebuild Your Credit Blog Series – Part 1 Too Many Applications for Credit

This is the first part of a four part blog series about how to rebuild your credit. Many people don’t realize how important credit is until it is damaged. Once credit is damaged, it takes a long time to rebuild, and if you want to know how to...

Posted | by |in Applications for Credit, Blog, Collections Debt in Canada, Deal with Debt, Dealing With Debt, Debt Consultants, Debt Reduction, Debt Settlement, Federal Government Programs, Financial Consultants, How to Rebuild Your Credit, Money Management, Rebuild Your Credit

What is a Trustee?

What is a trustee? A trustee is a person who holds property, authority, or a position of trust or responsibility for the benefit of another. In the case of an “estate trustee” the trustee could be a company or an individual. An estate trustee...

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