You Can Stop a Wage Garnishment in Ontario – Here Are Your Options!

Wage garnishments impact thousands of people every day – and can come as a most unpleasant surprise for those individuals. Beyond the financial implications, a wage garnishment in Ontario can have serious consequences in other areas of...

Posted July 22, 2015 | by admin |in Blog, Canadian Consumer Debt, Collection Agency Harassment, Collections Debt in Canada, CRA Garnishment, Deal with Debt, Garnishment of Wages, Garnishment of Wages in Canada, Personal Debt, Wage Garnishment, Wage Garnishment in Ontario, What is a Wage Garnishment?

Rebuilding Credit: Bad Credit Rating Doesn’t Always Just Disappear After a Few Years

It is a very common misconception that bad credit just “disappears” once debts are paid and your credit behaviour improves. However, past credit activity doesn’t just evaporate into thin air with a few months (even a few years) of good...

Posted July 15, 2015 | by admin |in Bankruptcy, Blog, Consumer Debt, Consumer Proposal, Debt Solutions, Financial Options, Rebuild Your Credit, Rebuilding Credit
Are You Dealing with a CRA Frozen Bank Account?

Are You Dealing with a CRA Frozen Bank Account?

Small Business Alert: Are You Dealing with a CRA Frozen Bank Account? The deadline for filing your business tax returns has passed – for many, this season is a stressful one, but if you filed on time and don’t owe, that stress if finally...

Posted July 8, 2015 | by admin |in Blog, Canada Revenue Agencie, Canada Revenue Agency Tax Debt, CRA Frozen Bank Account, CRA Home Page, Frozen Bank Account Home, Negotiate with the CRA

How to Stop Collection Calls to Your Workplace

The collection industry has come a long way since the unregulated days when collection agents could basically do and say whatever they wanted. However, even with the changes that protect consumers, one popular tactic that collection agents...

Posted June 24, 2015 | by admin |in Blog, Stop Collection Calls
Can a Collection Agency Garnish my Wages?

Can a Collection Agency Garnish my Wages?

No one wants to be unable to pay their bills. For most it is devastating to reach a point where you simply can’t afford your obligations to a creditor, causing you to default and forcing your creditor to assign your account to third party...

Posted June 17, 2015 | by admin |in Blog, Collection Agencies Act, Collection Agencies in Canada, Collection Agency Harassment, Garnish My Wages, Wage Garnishment, Wage Garnishment Home Page, Wages Being Garnished, Wages garnished by a creditor, Wages Garnished by CRA, What is a Wage Garnishment?

Contractors – The 2015 Tax Deadline is Approaching

A great deal has changed in the working world with the boom in “contracting”. It used to be that companies would hire workers and pay them as employees. This has changed dramatically over the past 20 years. By contracting a worker, employers...

Posted June 10, 2015 | by admin |in 2015 tax deadline, Blog

Tips for Starting Summer on Fresh Financial Footing

Summer is here, the kids are out of school and you have the next 3 months to look forward to “mom, do you have $20 so I can go to the movies?” Summer, more so than any other holiday, can be one of the most expensive seasons of the year. This...

Posted June 1, 2015 | by admin |in Blog, Budgeting, Deal with Debt, Deal with your Debt

Fighting a Wage Garnishment that Wasn’t Issued by the Court

The only type of wage garnishment that is not issued by the court is one that relates to government debt, like debt to CRA, or other less common debts, like debts related to EI overpayments. Where CRA garnishments are concerned, if you owe...

Posted May 25, 2015 | by admin |in Blog, Wage Garnishment

Would You Go on Trial for Murder Without a Lawyer? Dealing with Debt

Would you go on trial for murder without a lawyer? We think it is safe to assume that the answer is no! Why? Because the stakes are high and the Crown attorney is a professional appointed by the Attorney General/Minister of Justice to enforce...

Posted May 19, 2015 | by admin |in Blog, Consolidate Debt, Deal with Debt, Deal with your Debt, Debt Management

De-Thawing Your Account: How to Get a Frozen Bank Account Unfrozen

Spring has sprung and while the snow and ice may have melted, the truth may not be the same for your bank account. Having your bank account frozen is both embarrassing and can cause considerable unexpected financial problems – especially if...

Posted May 11, 2015 | by admin |in Blog, Debt Solutions, Frozen Bank Account

So You Have Filed Your Income Taxes and You Owe – Now What?

So you’ve made it through income tax time but you know you are going to owe – now what? Your first step is going to be to take a good hard look at your budget. CRA will want to be paid in full so that should be your first goal. If this...

Posted May 4, 2015 | by admin |in Blog, Tax Debt, Wage Garnishment, Wages Being Garnished, Wages Garnished by CRA, What is a Wage Garnishment?

What is a Canadian Bankruptcy Trustee’s Role in a Consumer Proposal?

A Canadian Bankruptcy Trustee’s role in a consumer proposal can be very confusing for consumers largely because of the advertising done by Canadian Bankruptcy Trustees. These Trustees advertise a way out of debt and offer to help you out of...

Posted April 27, 2015 | by admin |in Bankruptcy, Bankruptcy Trustee, Blog