Get Debt Help Without Leaving the House – Here’s How

In the past, before the novel coronavirus (COVID-19) people might have gone to see a financial consultant in person for debt help or otherwise, but with social distancing in effect, that is not advised right now unless absolutely essential...

Posted | by |in Blog, Canadian Consumer Debt, Canadian Economy, Canadian Household Debt, Consolidate Debt, Consumer Debt, COVID-19, Credit Card Debt, Deal with Debt, Debt Consolidation, Debt Help, Debt Relief, Debt Relief in Canada, Debt Solutions, DebtCare Canada, Get Out of Debt, Getting Out Of Debt, How To Consolidate Debt, Paying Off Debt, Personal Debt

How is a Consumer Proposal Different from a Bankruptcy?

Consumer proposal vs. bankruptcy — what’s the difference? At first glance, they can appear similar. Both clear your debt, stop collection action, and can harm your credit. But when we get into the nitty-gritty, there are several big things...

Posted | by |in Bankruptcy Trustee, Blog, Consumer Proposal, Consumer Proposal vs. Bankruptcy, Get Out of Debt

Two Ways to Get Out of Debt in 5 Years or Less

What is the best way to get out of debt fast? Unfortunately, when it comes to debt there is rarely an easy way out. You likely didn’t get into debt overnight, so it’s going to take some time to regain your financial freedom. But there are...

Posted | by |in Blog, CRA, Debt Relief, Get Out of Debt, Paying Off Debt

Fast Cash = Big Problems: The Notorious Payday Loan

It seems as though payday loans are becoming alarmingly more prevalent for many individuals looking for a quick financial fix. But borrower beware: if you are considering a payday loan to help with some upcoming bills, or to make a big-budget...

Posted | by |in Blog, Payday Loan

Get Out of Debt: Five Easy Steps to Get You Started

We’ve all heard that myth that dreaming about your teeth falling out means you’re worried about money – but what if Mr. Sandman leaves you checking your teeth every single morning? If money is all you can think about, it might be time to make...

Posted | by |in Blog, Get Out of Debt

What is a Trustee?

What is a trustee? A trustee is a person who holds property, authority, or a position of trust or responsibility for the benefit of another. In the case of an “estate trustee” the trustee could be a company or an individual. An estate trustee...

Posted | by |in Blog

Why do Debt Counsellors Charge a Fee for Debt Help in Ontario?

Debt counsellors are not “not for profit” credit counselling agencies and are actually a form of financial consultant. This often gets misconstrued because credit counselling agencies promote debt help in Ontario; what is not known is the fact...

Posted | by |in Blog