Credit Card Debt Relief Scams – Buyer Beware

If you are drowning in credit card debt then there is no doubt you have been thinking about how you can get credit card debt relief. Fortunately for you there are more companies than ever before advertising credit card debt relief services...

Posted | by |in Blog, Credit Card Debt Relief

Dealing with Collection Agencies: Harassment and The Collection Agencies Act

In Canada, if you have a debt that goes into default, your creditor can assign your debt to a collection agency to be collected. The collection agency will then attempt to collect the debt from you. They will do this by calling you, sending...

Posted | by |in Blog, Collection Agencies Act, Dealing with Collection Agencies

Small Businesses Can Be Subject to a Wage Garnishment From The CRA Too But How?

Starting a successful small business takes hard work and perseverance. Unfortunately, small business owners are one of the largest groups that find themselves with tax problems. One of the main reasons why small business owners commonly run...

Posted | by |in Blog, Wage Garnishment

Late Filing of Income Tax Returns – How Late is Too Late?

With tax time right around the corner, some folks are already getting their receipts in order. Others however are not so concerned with filing their taxes on time because they are already late filing for previous years. If you find yourself in...

Posted | by |in Blog, Late Filing

Stopping Collection Action before the Holidays

The holidays should be a time for joy and family, not a time to be stressed out about your finances and trying to deal with bill collectors. Bill collectors are employees of collection agencies, and it doesn’t matter to them what time of the...

Posted | by |in Blog, Stopping Collection Action

Post-Holiday Debt Consolidation… Bah Humbug!

This holiday season is forecasted to be a big one in the area of personal spending. This trend has been gradually increasing over the last few years, especially in the area of e-commerce spending, and retailers are gearing up for the boom...

Posted | by |in Blog, Debt Consolidation

Rent-to-Own is Investing in Real-Estate and The Home Buyer Too – Find Out What You Need to Know Before Renting to Own

Investing in real estate is not how it once was. Recent changes to CMHC lending guidelines have made it increasingly difficult for individuals and families to purchase homes. In the past year, Canadians have seen CMHC reduce maximum mortgage...

Posted | by |in Blog, Investing in Real Estate, Rent to Own, Renting to Own

Credit Card Payment Calculator – How Long Will it Really Take to Pay off Your Credit Cards

You likely stumbled upon this article looking for an online credit card payment calculator or for information about using a credit card payment calculator because you are looking to calculate ways to pay off your credit card debt. There are...

Posted | by |in Blog, Credit Card Payment Calculator

Is a Consumer Proposal a Debt Consolidation Loan?

When looking for a solution to a financial problem or accumulated debt, you will find that there are many services available that offer different things. Banks and finance companies traditionally offer debt consolidation loans, while trustees...

Posted | by |in Blog, Consumer Proposal, Debt Consolidation Loan
How to Deal With a Frozen Bank Account as a Result of a Canada Revenue Agency Tax Debt

How to Deal With a Frozen Bank Account as a Result of a Canada Revenue Agency Tax Debt

When an individual or business has a tax debt owing to the Canada Revenue Agency, the Canada Revenue Agency will begin to pursue enforcement action to collect the debt. One method that the Canada Revenue Agency uses to collect debt is by...

Posted | by |in Blog, Canada Revenue Agency Tax Debt, CRA Home Page, Frozen Bank Account, Frozen Bank Account Home

Garnishment of Wages Blog Series Part 3 of 3 – Garnishment of Wages by the Canada Revenue Agency and Your Options

One of the scariest and most serious garnishments of wages that exists is a garnishment of wages issued by the Canada Revenue Agency. When a tax debt is owed, the Canada Revenue Agency has a vast arsenal of tools at their disposal that they...

Posted | by |in Blog, Garnishment of Wages
Garnishment of Wages Blog Series Part 1 of 3 – What is a Wage Garnishment?

Garnishment of Wages Blog Series Part 1 of 3 – What is a Wage Garnishment?

A garnishment of wages is one of the most common and effective enforcement methods used to collect money through the Small Claims Court by the Canada Revenue Agency, O.S.A.P, and Family Responsibility. A garnishment of wages occurs when you...

Posted | by |in Blog, Garnishment of Wages, Wage Garnishment Home Page, What is a Wage Garnishment?