Something Big is Coming!
DebtCare is getting readyto roll out a brand new programto help you take on the mighty credit reporting agencies an d fix errors on your credit report, repair bad credit and get back to a place where the banks are competing for your business! We can help you deal with the stress of errors on […]
In the News: Canadian Economy Headed for Trouble – What Can the Average Family Do?
We’ve been hearing murmurings for months now about the state of Canada’s economy – according to economists, we are headed for trouble, and that could mean heaps of financial trouble for the average Canadian household – particularly those struggling with debt. According to a recent CBC News article, “Canada’s Economy ‘Dead in the Water,’ Headed […]
Tax Grinch – You’re Not Even Safe from a Frozen Bank Account During the Holidays
The holiday season is fast approaching, and that means a season of giving and joy – unless you owe money to the Tax Grinch. Unfortunately, even at the happiest time of the year, the CRA is determined to get money owed to them, and they’ll often leverage a frozen bank account to get it – […]
Repairing Bad Credit – What to Do When Old Items Just Won’t Go Away!
When money is tight, and bills can’t always be paid, choosing one bill over another may seem like the lesser of two evils. What can it hurt, letting a bill go unpaid, then planning to pay it the following month? Then next month’s statement comes, and the amount owing has doubled, so you opt to […]
In the News: Who is Filing for Bankruptcy? A lot of Seniors it Seems
With Canadian consumer debt on the rise, it is no surprise that filing for bankruptcy has become a popular form of debt relief. The ability to combine all debts and make one monthly payment, as well as the ability to halt collection calls and collection action, has proven to be quite appealing for a vast […]
Need to Know: What is a Consumer Proposal?
It is no secret that many Canadians struggle with debt. The ease with which credit is granted, followed by the difficulty in trying to resist the temptation to buy what we perhaps can’t necessarily afford, means that Canadian consumer debt seems to continually grow, even when we are continually cautioned. With this consumer debt comes […]
Fighting a Wage Garnishment that Wasn’t Issued by the Court
The only type of wage garnishment that is not issued by the court is one that relates to government debt, like debt to CRA, or other less common debts, like debts related to EI overpayments. Where CRA garnishments are concerned, if you owe money, CRA can issue a wage garnishment without notice to you and […]
Would You Go on Trial for Murder Without a Lawyer? Dealing with Debt
Would you go on trial for murder without a lawyer? We think it is safe to assume that the answer is no! Why? Because the stakes are high and the Crown attorney is a professional appointed by the Attorney General/Minister of Justice to enforce the law. Little old you can’t go up against a trained, […]
De-Thawing Your Account: How to Get a Frozen Bank Account Unfrozen
Spring has sprung and while the snow and ice may have melted, the truth may not be the same for your bank account. Having your bank account frozen is both embarrassing and can cause considerable unexpected financial problems – especially if your pay goes into the account and you have bill payments set-up on pre-authorized […]
So You Have Filed Your Income Taxes and You Owe – Now What?
So you’ve made it through income tax time but you know you are going to owe – now what? Your first step is going to be to take a good hard look at your budget. CRA will want to be paid in full so that should be your first goal. If this goal is unattainable, […]