Knowledge is Power – Changes to Your Equifax Credit Report Part 2
So, you’ve reviewed part 1 of this blog series and you have gained a better understanding of the elements of your credit report and what lenders are looking for. But wait – there is more to just understanding those elements – now there are new things that are reporting to your credit report that were […]
Knowledge is Power: Changes to Your Equifax Credit Report Part 1
In this day and age your credit report really matters! Where in the past, generally speaking, only lenders would ask to see your credit, now employers, insurance companies, even gyms ask to see your credit report before extending services/credit. The slightest blip on your credit report can even impact your ability to rent an apartment […]
Getting Out of Debt – Halloween Horror Stories to Learn From
No matter how you slice it, debt is a scary thing, especially when those phone calls start coming in from creditors threatening to take action in order to obtain what they are owed. In the spirit of the season, we thought we’d share some truly terrifying getting out of debt horror stories in the hopes […]
Ontario Consumer Proposal – The Ins and Outs
With Canadian consumer debt levels continuing to climb, year after year, it is no surprise that many Canadians are turning to alternative repayment methods in an effort to get out of debt. However, some organizations have taken advantage of individuals without a full understanding of debt, and offer solutions that are less than acceptable. We […]
Making Your House Work For You: Mortgage Refinancing to Get Out of Debt
Debt: that one little word that elicits a number of intense feelings, usually all of which are negative. Debt is a fact of life, and unless you have been incredibly financially savvy and have managed to curb any spending that is outside your monthly intake, you are likely in some sort of debt. This may […]
In The News: Canadian Consumer Debt
No matter your situation, debt is likely something that you tackle on a regular basis. This may mean paying bills on time or, if the situation is a little more precarious, deciding which bills you are able to pay on time and which ones can wait. But debt, for the majority of Canadians, is a […]
Back to School Debt Series: Planning Your Child’s Education Savings Plan
So far this month as part of our back to school debt series we’ve offered advice to parents of school-aged children and young adults heading to university and college – but what about parents (or even grandparents) of little ones looking towards the future? This week we’ve got you covered with some information on the […]
Back to School Debt Series: Global News Talks Paying off Student Loans
With the back to school season in full swing, it is easy to forget what lies at the end of the tunnel in the midst of all of the excitement and anticipation, especially for those individuals taking on a post-secondary education. But what comes at the end of the road to educational betterment is often […]
Back to School Debt Series: Keeping Your Student Debt Down
Last week we started our back to school debt blog series with a blog for parents with some money saving tips for back to school. This week, we thought we’d help out those students who no longer rely on their parents for school lunches or freshly-made beds. Whether this is your first year of post-secondary […]
Back to School Debt Series: Money Saving Tips for Parents on a Budget
This time of year often ranks up there with Christmas as far as outright spending, and for many parents, the back to school season can take a major toll of the current standing of your bank account. This is especially true for those trying to get out of debt or looking for debt relief. So, […]