Get Ready for 2016

2016 is here! This year, make getting your finances back on track your goal – and then make it a reality! Schedule a free consultation to review your credit and finances to come up with a financial plan for the New Year! At DebtCare...

Posted | by |in Blog, Deal with your Debt, Dealing With Debt, Debt Management, Debt Solutions, DebtCare

Merry Christmas from DebtCare Canada

From the entire DebtCare team, we wish you all the best for the holiday season. May your Christmas be filled with love and laughter, food and friendship! Merry Christmas!

Posted | by |in Blog, DebtCare

Happy Holidays from DebtCare Canada

The team at DebtCare Canada wishes you and your loved ones a very festive and joyous holiday season! Warmest thoughts and best wishes for the New Year – may it bring happiness, peace, success, and prosperity for all!

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12 Days of Christmas – How to Rebuild Your Credit and Finances DebtCare Style

The holiday season is upon us, and in the spirit of the season we’ve created our very own version of the 12 Days of Christmas, based on how to rebuild your credit – with Mr. Ebenezer Scrooge as the gift-giver (after all, who better to...

Posted | by |in Blog, Debt Consultants, How To Rebuild Credit, Rebuilding Credit, Repairing Bad Credit

Something Big is Coming!

DebtCare is getting readyto roll out a brand new programto help you take on the mighty credit reporting agencies an d fix errors on your credit report, repair bad credit and get back to a place where the banks are competing for your business!...

Posted | by |in Blog, Repairing Bad Credit

In the News: Canadian Economy Headed for Trouble – What Can the Average Family Do?

We’ve been hearing murmurings for months now about the state of Canada’s economy – according to economists, we are headed for trouble, and that could mean heaps of financial trouble for the average Canadian household – particularly...

Posted | by |in Blog, Canadian Economy

Tax Grinch – You’re Not Even Safe from a Frozen Bank Account During the Holidays

The holiday season is fast approaching, and that means a season of giving and joy – unless you owe money to the Tax Grinch. Unfortunately, even at the happiest time of the year, the CRA is determined to get money owed to them, and...

Posted | by |in Blog, Financial Problems, Frozen Bank Account, Tax Debt

Repairing Bad Credit – What to Do When Old Items Just Won’t Go Away!

When money is tight, and bills can’t always be paid, choosing one bill over another may seem like the lesser of two evils. What can it hurt, letting a bill go unpaid, then planning to pay it the following month? Then next month’s statement...

Posted | by |in Blog, Rebuild Your Credit, Rebuilding Credit, Repairing Bad Credit

In the News: Who is Filing for Bankruptcy? A lot of Seniors it Seems

With Canadian consumer debt on the rise, it is no surprise that filing for bankruptcy has become a popular form of debt relief. The ability to combine all debts and make one monthly payment, as well as the ability to halt collection calls and...

Posted | by |in Bankruptcy, Bankruptcy Trustee, Blog

Need to Know: What is a Consumer Proposal?

It is no secret that many Canadians struggle with debt. The ease with which credit is granted, followed by the difficulty in trying to resist the temptation to buy what we perhaps can’t necessarily afford, means that Canadian consumer debt...

Posted | by |in Blog, Consumer Debt, Consumer Proposal, Consumer Proposal in Canada, Consumer Proposal in Ontario, Consumer Proposal vs. Bankruptcy

Fighting a Wage Garnishment that Wasn’t Issued by the Court

The only type of wage garnishment that is not issued by the court is one that relates to government debt, like debt to CRA, or other less common debts, like debts related to EI overpayments. Where CRA garnishments are concerned, if you owe...

Posted | by |in Blog, Wage Garnishment

Would You Go on Trial for Murder Without a Lawyer? Dealing with Debt

Would you go on trial for murder without a lawyer? We think it is safe to assume that the answer is no! Why? Because the stakes are high and the Crown attorney is a professional appointed by the Attorney General/Minister of Justice to enforce...

Posted | by |in Blog, Consolidate Debt, Deal with Debt, Deal with your Debt, Debt Management