Wage Garnishment 101 – Know Your Rights and Options

If you’ve received a wage garnishment, you might be feeling scared and confused. You need to know how to stop it — and fast. But that’s not always easy to do. There are different types of wage garnishments — and each one has different options...

Posted December 4, 2019 | by admin |in Blog, Canada Revenue Agency Collections, Dealing with Collection Agencies, Dealing with Collection Agencies in Canada, Debt Collections, DebtCare, DebtCare Canada, Garnish My Wages, Garnishment of Wages, Garnishment of Wages in Canada, Wage Garnishment in Ontario, Wages Being Garnished, Wages garnished by a creditor, Wages Garnished by CRA, What is a Wage Garnishment?

Avoiding a Wage Garnishment or Other Enforcement Action: Protecting Your Information

If you find yourself drowning in debt, unable to meet your monthly financial obligations, you may soon find yourself facing a wage garnishment or other enforcement action if you don’t take the appropriate steps to deal with the problem. Being...

Posted November 16, 2017 | by admin |in Blog, Wage Garnishment

The Difference Between a Wage Garnishment from the Government and a Creditor

A wage garnishment is a very popular (or unpopular, depending on your experience) form of collection action. When money is owed to a creditor, obtaining a judgment for enforcement action and implementing a wage garnishment is a common method...

Posted September 28, 2017 | by admin |in Blog, Consumer Proposal, Wage Garnishment

Don’t Help the Canada Revenue Agency Take Collection Action

If you owe money to the Canada Revenue Agency (CRA), you can be sure that the next few months will find you dealing with various attempts to collect. The CRA is quite aggressive when it comes to collecting a tax debt, and waiting for you to...

Posted July 10, 2017 | by admin |in Blog, Collections Debt in Canada, Wage Garnishment

How to Stop a CRA Wage Garnishment

With the tax season behind us, those sitting with tax debts may be concerned about payment plans and what actions the Canada Revenue Agency might take to obtain money owed. A CRA wage garnishment is a very common form of enforcement action. If...

Posted June 15, 2017 | by admin |in Blog, CRA Garnishment, Wage Garnishment

Will a Creditor Actually Sue You When You Default on a Debt?

We often have clients call us, when debt becomes unmanageable, asking if a creditor will actually sue if you default on a debt. While it may seem unlikely, it is, unfortunately, very common. A creditor may sue you themselves, hire a paralegal...

Posted May 10, 2017 | by admin |in Blog, Wage Garnishment

How Can a Business Have Their Wages Garnished?

Wage garnishments, in the credit collection world, are all too common an occurrence. As a form of collection action, garnishing a person’s wages is often an effective way to retrieve a debt owed, and many collectors view it as the best way to...

Posted September 20, 2016 | by admin |in Blog, Wage Garnishment

The Only Ways to Stop a Wage Garnishment without Going to Court

A wage garnishment put in place to repay a creditor can be a terrible thing to deal with. The knowledge that a significant portion of your income is being taken from you before you even see it, money that would usually go towards paying for...

Posted August 23, 2016 | by admin |in Blog, Stop a Wage Garnishment, Wage Garnishment, Wage Garnishment Home Page

Stopping a Wage Garnishment is Easier Than You Think – Even a CRA One

Situation: You wake up Friday morning, it is payday, and it is going to be a good day. You check your bank account, realize there is money missing (your paycheque was only a portion of what it should have been), so you do some research and...

Posted March 1, 2016 | by admin |in Blog, Stop a Wage Garnishment, Stopping a Garnishment of Wages, Wage Garnishment, Wage Garnishment in Ontario

Unexpected Wage Garnishment During the Holidays – What You Can Do Now

When you owe a creditor, but are behind with payments, or not making payments at all, you may be facing harassing collection calls, or worse, collection action, which may come in the form of an unexpected wage garnishment. This time of year...

Posted December 22, 2015 | by admin |in Blog, Wage Garnishment, Wage Garnishment in Ontario, Wages Being Garnished, Wages garnished by a creditor

Can a Collection Agency Issue a Wage Garnishment?

It is a very common scenario: you’re aware of the existence of a bad debt, but with no means to pay the debt, you instead choose to ignore the calls and notices and hope that you can eventually amass the funds to pay it in full – or just...

Posted October 27, 2015 | by admin |in Blog, Wage Garnishment, Wage Garnishment in Ontario, Wages Being Garnished, Wages garnished by a creditor, What is a Wage Garnishment?

You Can Stop a Wage Garnishment in Ontario – Here Are Your Options!

Wage garnishments impact thousands of people every day – and can come as a most unpleasant surprise for those individuals. Beyond the financial implications, a wage garnishment in Ontario can have serious consequences in other areas of...

Posted July 22, 2015 | by admin |in Blog, Canadian Consumer Debt, Collection Agency Harassment, Collections Debt in Canada, CRA Garnishment, Deal with Debt, Garnishment of Wages, Garnishment of Wages in Canada, Personal Debt, Wage Garnishment, Wage Garnishment in Ontario, What is a Wage Garnishment?