What happens when you’re up to your neck with credit – or when your credit is maxed out? Michael Goldenberg, President of DebtCare Canada, participated in the Mortgagenomics Canada podcast, talking about solutions for dealing with debt. In...
Happy Holidays from the DebtCare Canada team! We wish you a wonderful season spent with family and loved ones, and a debt-free 2020!
If you’ve received a wage garnishment, you might be feeling scared and confused. You need to know how to stop it — and fast. But that’s not always easy to do. There are different types of wage garnishments — and each one has different options...
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The holiday season is an expensive time for many! Between gifts, decorations, parties, and travel, the costs (and credit card charges) can quickly add up. To keep your budget and debt in check, holiday financial planning is a must. According...
A Canada Revenue Agency (CRA) requirement to pay is a serious matter and should never be ignored. If you have received a requirement to pay, it means the CRA is about to take collection action. They are telling you that you are required to pay...
Affordable housing in Toronto has been difficult to find for a while now — but despite hopes that it would get better, it is still a major problem for many. A recent report from Zoocasa determined that in the Greater Toronto Area, it would...
In a financial crisis, all of your assets may be in jeopardy – especially your home. A financial crisis can take many forms: an unexpected bill, change in interest rates, job loss, buildup of long-term debt, and more. But one of the hardest to...
If you file for a consumer proposal does it mean you’re bankrupt? It’s a common question we receive, but the short answer is NO. While both programs are administered under the Insolvency Act, filing for a consumer proposal and filing for...
A requirement to pay is one of the most uncomfortable forms of debt collection you can receive. A requirement to pay can be: Sent directly to your employer (as a wage garnishment) so your employer will have to send a portion of your paycheque...
Yes, it’s true — CRA convictions are a real thing and they happen to average people across the country. When it comes to filing taxes late, tax debt, and tax evasion, the Canada Revenue Agency (CRA) has many measures at its disposal. This...
The Canadian federal election is coming up — and housing affordability is on every party’s platform. According to a survey from Abacus Data, 57% of Canadians polled report that an issue related to cost of living, taxes, housing affordability...